PittPAY Payment Plan
You may wait for your electronic bill (eBill) to be posted in PittPAY and make full payment by the due date, or you can enroll in a PittPAY Payment Plan and pay in installments over time instead. Our optional Payment Plan is designed to help families spread out total costs on the student account over a series of regular installments. Depending on the date you enroll in a Payment Plan, you may be eligible for up to six installments for fall or spring terms, or up to 12 installments for an annual plan covering both fall and spring. If you enroll in a Payment Plan, you will not receive an eBill because the Payment Plan will be paying off your account balance in installments, over time. Those installments will be automatically deducted on the 5th of each month from the bank account or credit card you specify when enrolling in the plan.
The University is only permitted to discuss student account details and payment plan information with the student and any individuals the student has set up as an Authorized Payer in PittPAY. Once a student has created an Authorized Payer account for you in PittPAY, you will be able to view your student's account details and enroll in a Payment Plan for them if you wish.
Students create Authorized Payers in PittPAY and assign each one their own login ID and temporary password. Then, Authorized Payers log on, select Authorized Payers login to PittPAY, enter the login name and password their student assigned to them, and select Payment Plan from the PittPAY menu.
Payment Plan Ownership
Students or one of the student's Authorized Payers can enroll in a Payment Plan in PittPAY.
Cost to Participate
There is a $55 non-refundable enrollment fee for the Fall, Spring, and Summer plans, and a $90 non-refundable enrollment fee for the Annual plan that encompasses both fall and spring terms. The enrollment fee is deducted from your bank account or charged to your debit or credit card as soon as you complete the enrollment process in PittPAY.
Payment Plan Rebalancing
Since you can enroll in a Fall or Annual Payment Plan before the University has determined tuition, fees, or room and meal plan rates for a new academic year (this typically does not occur until mid-July) and before you have registered for classes for any term, you may need to estimate your Payment Plan Balance in the early months. Later, once tuition and fees are actually posted to your student account, the Payment Plan will switch from the "Estimated" phase to the "Actual" phase and we will periodically rebalance your Payment Plan Balance to match the student account balance. For example, if the charges on your student account decrease because you dropped some classes, the Payment Plan Balance will also decrease during the monthly rebalancing process. Automatic rebalancing makes sure your student account balance will be paid in full by the end of the Payment Plan period. Here's how it works:
Estimated Phase: Before you have actual charges posted to your student account, you will build an estimate of your Payment Plan Balance in PittPAY using the Budget Calculator and Budget Worksheet - tools designed to make it easy to estimate the "out-of-pocket costs" you will need to pay over the course of your Payment Plan period. During this estimated phase, monthly installment amounts are based on your estimated balance, divided by the number of installments remaining in the Payment Plan.
Actual Phase: Once you are registered for classes for the term and have actual charges posted to your student account, we will periodically adjust your Payment Plan Balance to match the student account balance. This process is called rebalancing and it happens every month, about ten days before each installment is processed. Rebalancing knows to subtract the anticipated financial aid displayed on your Current Account Details screen when it calculates your Payment Plan balance. View your Current Account Details screen in PittPAY and if the sum of your anticipated financial aid is equal to or greater than the sum of your charges for the term, you do not need to enroll in a Payment Plan because once the aid is allowed to be applied to your account, it will pay the balance off in full.
Where to Enroll
Authorized Payers login here, then select Payment Plan from the PittPAY menu.
Enrollment Process Overview
You will complete four steps to build your Estimated Payment Plan Balance, the amount of money you will need to pay "out-of-pocket" after all of your expected grants, scholarships and loan proceeds have been posted to your account.
The Estimated Payment Plan Balance is divided by the number of installments in your Payment Plan to calculate the monthly installment payments that will be deducted from your checking account or charged to your debit or credit card.
Service Fees for using Debit or Credit Cards
Once you've completed these enrollment steps above, you will set up your payment method. You can select "eCheck" as your payment method to avoid paying the non-refundable 2.75% service charge associated with each transaction paid by debit or credit card. If you choose to make your monthly installments by credit or debit card, you will be charged a non-refundable 2.75% service charge for each transaction.
To Change The Payment Method On a Payment Plan:
The Payment Plan owner has the ability to change the payment method. To do so, the owner should log into their PittPAY account, select Payment Plan, and then select View Details. The information box shows the current Payment Method. Use the Change Payment Method link to change or update the payment method for upcoming installments. Any changes or updates to the Payment Method must be completed no later than one calendar day before the date of the scheduled automatic installment. For example, if a payment is scheduled for October 5 and the Payment Plan owner would like to change the bank account the automatic installment payment will be drawn from, he or she must do so by midnight, Eastern Time, on October 4. Otherwise, the installment payment will be drawn from the old bank account instead of the new one.
Authorized Payers receive all payment plan notifications if they are the owner of the plan, or if the student is the payment plan owner and has elected to share notifications with any of their Authorized Payers.
Students are always notified to their Pitt email address of any change made to the Payment Plan Balance or monthly installment amounts.
You will receive multiple notifications before any installment is processed to give you an opportunity to make sure sufficient funds are available to process each upcoming installment. Once your payment plan is in the Actual Phase, if an installment fails for any reason, the Payment Plan will be automatically terminated. This might occur if a credit card transaction is declined, an eCheck is returned for insufficient funds, or your bank account is closed. You will also be charged a $30 non-refundable fee for each failed payment plan installment. If you wish to enroll in a new plan after this occurs, you may be charged another non-refundable enrollment fee.
Multiple Payment Plans
Students can have only one active payment plan at a time during an academic term. Even if a student has more than one Authorized Payer, they may only have one payment plan for a payment plan period. For example, two Authorized Payers cannot both have a fall term Payment Plan for the same student.
Student Payment Center
University of Pittsburgh
G-7 Thackeray Hall
Pittsburgh, PA 15260
8:30 to 4:45 M - Th
9:30 to 4:45 F