Accepting, Reducing and Declining Loans

Information describing Direct, PLUS, and Alternative or Private loan programs and how to apply for them is available through the Office of Admissions and Financial Aid.

Perkins, Nursing, Pharmacy and Health Professions loans are need-based loans awarded by the Office of Admissions and Financial Aid as part of eligible students' financial aid packages. If you have been awarded one of these loans, it will be listed on your Financial Aid Award Letter.

Accepting, Reducing and Declining your Loans

Students who have been awarded a Direct, Perkins, Nursing, Pharmacy and/or Health Professions loans as part of their aid packages must accept the loan so it will appear as Anticipated Aid on the Current Account Details screen in PittPAY. Students may also want to reduce the amount of loan or decline it completely. Detailed instructions for accepting, reducing or declining loans are available here.

Emergency Loans

Various types of Emergency Loans are available from several University sources. You must apply for an Emergency Loan in person in the Student Organization Resource Center (SORC), 119 William Pitt Union. The lender determines eligibility for emergency funding. These loans are then processed by the Student Payment Center. There may be a waiting period of up to three working days before the funds are released to you.


Student Payment Center
University of Pittsburgh
G-7 Thackeray Hall
Pittsburgh, PA 15260
[See Map]

8:30 to 4:45 M - Th
9:00 to 4:45 F


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